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| Testimonials |
"its as if a huge weight has been lifted of my shoulders, I cannot thank you enough for saving my financial life".
Linda, Michigan |
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"only wish I had done this sooner, everything has worked out well for us, thanks for your help"
Steven W, Delaware |
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"can it be possible, I am actually sleeping at night thanks to your program, the collection agencies no longer call or even bother us and we are on track to financial freedom, thank you from the bottom of my heart"
David G, Texas |
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"Thanks for caring about people like myself. There are hundreds out there being taken in everyday. The truth is something we can always be proud of telling. Keep up your work – you're needed."
Sarah B, Florida |
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"I am just so
impressed how much better I feel thanks to talking with your
representatives, they showed me all the options, we came up
with a game plan, and I have already improved my credit score
within 7 months, wonderful"
Anna, Florida |
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"we still have a
hard time believing our creditors would agree to help us, but
its done, debt free in 3 years thanks to your program, yipeeee"
Steven P, Arizona |
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"just wanted to
let your company know that all is well now and that your
program has worked wonders for my families future"
David L, South Carolina |
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"I cannot thank
your organization enough for answering my emails and making
sure I have all the facts, this was so much easier than I had
imagined"
Fredrick, Florida |
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I used to pay out $1200 a month in credit card debt between 7 credit cards. 9 months later, I had no more credit card debt! My creditors left me alone and ever since I have been able to utilize the knowledge I've learned to reduce my taxes and protect my assets. I've been financially independent for at almost a year now. Thank you APG!!"
Peter G , Kentucky |
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"we
had been to the brink of drowning. Thank goodness after surfing the net I found your site. It had all the info that I've been looking for! WOW! I've nearly paid all my debts and my credit is better than ever! I'm very glad that I found you!
Again, thanks for being here and especially your willingness to help others! Most impressive!
Kelly P, New Mexico
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The Consumer Federation estimates that credit card debt held by U.S. consumers is about $850 billion, some four times what it was in 1990.
IS THERE A LEGAL WAY TO NOT PAY & NOT WORRY ABOUT IT?
YES THERE IS...
Is your head splitting because you are in so much debt? Could it possibly be that all the credit card companies that you were brought up to trust have turned on you? Or could it be that they have never told you the truth…about interest rates…about universal default…about your rights…about everything concerning your financial future? Does it all seem surreal? Do you feel betrayed? Who do you trust? Let’s look at some facts.
To be plain and simple…they lied to you. For example, on December 16th, 2008, the Center for Responsible Lending released information about two credit card industry practices that have been costing you more money, but you probably didn’t even know about them, let alone understand them.
This is the Debt Relief Hotline. We are dedicated to getting the truth out about unsecured debt and to providing the real solutions that you need.The so-called “regulators” haven’t a clue as to how to help you. Let’s shed some light on the subject. It’s all over the news that “Regulators Adopt New Credit Card Rules”. Will these new “rules” give you any debt relief? Here is what the Federal Reserve says.
"While the new rules are designed to increase protections for consumers, the Fed itself has recognized that they may result in increased costs for most card users and reduced credit availability, particularly for consumers with lower credit scores or limited credit history,"
Even if these new regulations would help us at all, they don’t go into effect until 2010. Why is it that banks and insurance companies who are in trouble have already gotten their “bailout”? What happened to the working stiffs like you and me? That is why the Debt Relief Hotline was created…to offer you some real answers that you can take advantage of immediately. You do not have to wait to put this innovative program into effect.
There are no other debt settlement programs available today that offer the products and services that we do. We offer a modular approach to debt settlement. We have a product or service for any unsecured debt situation that you may be in. Fill in the form now to get a detailed look at how we can help you.
» STOP GIVING YOUR ASSETS TO THE SAME PEOPLE WHO ARE PUSHING YOU INTO RECESSION & KEEPING YOU IN FINANCIAL SLAVERY «
You want and need lifelong protection against them.
You need something that will put the power in your pocket and take the bankers’ hands out of them. You need to keep what assets you have to protect yourself from economic recession.
How about using a method designed and supported by an attorney with over 25 years experience in asset protection, debt elimination solutions, trusts, foundations, and tax law?
Benefits
of our Premier Debt Elimination
Program® |
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Once you’ve entered our Protection, you’ll have better protection than you would have under bankruptcy, plus no court appointed trustee or other individual will be in control of your funds – only you.
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Your income, wages or salary, are never at risk from garnishment or levy. The court protects your income totally.
Bank accounts are protected from banks, lenders, third party debt collectors, credit card accounts, doctor and hospital bills, new or future lawsuits and judgment creditors. They can all sue and win – and can never collect a dime.
The benefits last your entire lifetime unless you voluntarily decide otherwise
There are no tax consequences; and as usual, we suggest you consult with a tax professional to confirm this. These benefits are achieved without ever having to appear in court. No other attorney is required.
You are in control of your money.
You make the decisions who to pay, when to pay, how much to pay, or whether it is best for you NOT to pay.
THESE ARE ACTUAL BENEFITS FOR YOU WHICH CAN BE PUT INTO PLACE WITHIN THE NEXT TWO WEEKS
Latest Debt Articles
Advisory: CRL Releases Two New Credit Card Studies
PRESS RELEASE
Advisory: CRL Releases Two New Credit Card Studies
Last update: 12:34 p.m. EST Dec. 16, 2008
WASHINGTON, Dec 16, 2008 /PRNewswire-USNewswire via COMTEX/ -- Today Dec. 16, 1:30 pm EST
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The reports by the Center for Responsible Lending examine two credit card industry practices that are expensive for borrowers but that research shows they often don't know about, let alone understand: 1) Applying payments differently -- and at the highest cost to consumers -- to purchase and cash-advance balances, and 2) imposing retroactive hikes in interest rates. The Federal Reserve Board is set to release new rules Thursday intended to address these and other commonplace abuses in the credit card arena. That will be welcome news, but regulators and lawmakers must do more. As Americans' credit card debt approaches $1 trillion, a second credit meltdown is imminent, this time driven by plastic. The national debate over how to solve the mortgage meltdown must include a discussion of credit card debt as well.
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Stop
making payments today and
not worry about it.
"There's a misconception that everybody who comes in the door has a bad mortgage," says Doris Latorre, national director of quality assurance for Acorn Housing, which counsels troubled homeowners. "There are people who have good" mortgages but get into trouble with other loans when their banks change card terms, she says.
Rate increases and dramatic reductions in credit limits can push borrowers deeper into financial distress, rather than encourage them to pay their bills, says Robert McKinley, chief executive of CardTrak.com, a card research site.
American Express, in a statement, declined to comment on individual consumers but said that in general, it reviews credit limits "in an effort to prudently manage risk." GE Money, also in a statement, said it "respond(s) to economic challenges and make(s) adjustments to the portfolios as needed." Juniper Bank said it may adjust credit lines "to ensure the proper credit line assignment is in place." Bank of America, in a statement, declined to comment.
Although consumers typically carry far less credit card debt than mortgage debt, card debt often is more punitive because banks have significant leeway to change terms.
"The computer kicks in and considers this person a credit risk and raises their rate to 30%," which makes it hard for them to pay off that debt in their lifetime, says Marc S. Stern, a bankruptcy lawyer in Seattle.
Get Complete Recession Protection Starting Today
Our system is streamlined to allow you to have protection from your creditors – and from all civil lawsuits – in place within a matter of days, not weeks, months or years as in some so-called debt elimination programs.
Don’t be fooled by debt elimination programs offering protection through back dated documents, by hiding assets off-shore, or by the myriad of other devices which won’t stand up in court. Our APG Premier Debt Elimination Program is totally auditable and based on solidly founded paper trails of facts, not some fictitious scheme. Within days your protection will prevent anyone from being able to collect a dime from you – while putting the power in your hands to dictate your own terms and conditions.
Many of us worry about our credit rating. This program will teach you how to restore it, not through some wild method of dispute thru some debt elimination scam which has consistently proven to be a temporary fix, but a proven method of power negotiation.
Within a year – if you choose to do so – your credit can be restored and all negative remarks corrected by the creditors. You’ll learn how to use the power given to you by this program. It’s incredible.
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